Answers for Agents & Landlords
Everything you need to know about screening applicants with Vairfy.
Vairfy uses a 3D-Biometric Scan that matches the live applicant to their government ID. Unlike traditional systems that accept static PDF uploads, our proprietary tool detects "deepfakes" and stolen IDs in real-time, ensuring the applicant is exactly who they claim to be before you ever see the report.
It augments it and works in conjunction with whatever property management software you are currently using. You can use Vairfy as your "Front-End Verification" to filter out fraudulent leads and unqualified applicants for free. Once an applicant is verified, you can move them into your PMS (Yardi/Entrata/Appfolio) with 100% confidence.
Vairfy is a Compliance-as-a-Service platform. Because the renter pays the fee to us, not you, your office is shielded from the administrative burden of fee-tracking, sequential processing audits, and the mandatory refund laws that apply to landlord-collected fees.
Instant. Because we use direct-source APIs for credit (Experian), background, and income, the "Green/Red" decision is available the second the applicant finishes their biometric scan. No more waiting 48 hours for a manual auditor to verify a paystub or bank statement.
We use Direct-Link Integration to the applicant's bank account via Plaid, so we get to see everything from the source. We are also able to take a look at uploaded PDF bank statements. You receive a verified "Income-to-Rent" ratio based on real-time bank deposits and activity.
Yes. You can configure your property-specific thresholds for credit scores, income-to-rent ratios, and criminal history. The software will automatically flag applicants who do not meet your "Minimum Criteria," saving your leasing team hours of manual review.
Yes. Vairfy is a fully compliant Consumer Reporting Agency (CRA). All reports are generated in accordance with the Fair Credit Reporting Act, ensuring your leasing decisions are legally defensible.
$0. The web application is free for landlords, agents, and property managers. The applicant pays the verification costs once, and they share the results with you securely. You get high-fidelity data without the merchant account fees or billing headaches.
Our system is designed to flag and block CPNs and Scrip Credit files. Traditional screening often misses these "pseudo-identities," but our biometric and SSN-validation layer identifies them immediately as high-risk fraud.
When an applicant shares their verification with you, you receive a Secure Access Link via email or directly in your Vairfy dashboard. You can view the interactive report online or download a standardized PDF for your permanent records and upload it into your property management software.
Yes. Vairfy automatically generates and sends the Legal Itemized Receipt to the renter. This fulfills the landlord's obligation under California law to prove exactly how the screening fee was spent.
Yes. Vairfy's verification engine is built for any high-value transaction. Whether it's a 12-month lease or a 30-day corporate stay, the identity and financial verification remains the same.
Vairfy pulls data directly from Experian. This is not a "re-formatted" report; it is the official consumer file, providing the same high-level detail you expect from premium enterprise screening tools.
Yes. We perform a Nationwide Eviction Scan, covering all 50 states and local jurisdictions. This includes "Filings" and "Judgments," giving you a clear picture of the applicant's rental history.
You can "Add your Property" in the Vairfy dashboard. This generates a unique "Direct-Apply" link you can place on your website, Zillow listings, or in your lobby to begin capturing verified leads immediately.
Vairfy uses Soft Credit Inquiries. This is a major advantage for you because it attracts higher-quality tenants who are protective of their credit scores and are more likely to apply to your building if they know their score won't be impacted.
Only if you allow settings controls where your agents can see the incoming verified leads for your properties or whatever you allow access to, facilitating seamless lead-handboarding between team members.
During the tenant application section, the applicant will be asked if they would require a co-signer. If the applicant selects YES, then that application will also be emailed to the co-signer in order to be filled out.
Vairfy utilizes AES-256 encryption and is SOC2 ready. We do not store sensitive data like full SSNs on local servers; everything is tokenized and managed via secure financial gateways.
Data Integrity. Zillow and other portals rely on self-reported data and basic credit pulls. Vairfy provides verified-at-source data (Biometrics + Direct Bank Link) that eliminates the "application-to-eviction" pipeline caused by fraudulent documentation.